Preventing Loss: Homeowners Insurance & Maintenance Tips

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Maintenance & Insurance For Hudson, NY Homeowners’ Loss Prevention

Your home is likely one of the biggest purchases you have ever made, so it makes sense that you would want to do everything you can to protect it. You can help safeguard your house with some preventative home maintenance and the right insurance coverage.

Use this guide to preventing loss with Hudson, NY homeowners insurance and these maintenance tips.

  • Daily: Take the lint out of your dryer after each use and always blow out candles before you leave the room or get in bed. Buy a surge protector and keep all of your pricey electronics plugged in through it when they need power.
  • Monthly: Check your circuit breaker for damage. Also check your HVAC’s air filter and replace it as needed. Take a look at your caulking around your faucets, toilets, and bathtubs and repair any cracked or separated caulking. Finally, check your dishwasher, washing machine, and hot water heater for leaks.
  • Annually: Have a professional come out to clean your chimney and check its flashing. Also, have someone come to look at your roof and replace any shingles that may have sustained damage. Clean out your gutters, re-caulk your doors and windows, repair the weather stripping on your doors, and re-grout your floors and countertops as needed. Check your home’s siding for any signs that insects, rot, or mold could be a problem and checked your painted or stained surfaces for cracking or discoloration. Repaint and re-stain as necessary.

Of course, the whole reason you carry homeowners insurance is because even with your efforts to protect your home, accidents happen. So you can rest easy even in the face of life’s what-ifs, contact Lofgren Agency today. We can help you protect your home in Chatham, Hudson, or surrounding New York Cities with great homeowners insurance. Call us today!

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