Today, most people are required to have some form of health insurance. If you don’t have health care coverage, you could face a financial penalty – as well as the risk of paying for all of your medical bills in the event of an unexpected accident or illness. At Kneller Insurance, we know the ins and outs of the latest healthcare reforms so that we are better able to advise you. We’ll recommend an individual policy that fully protects yourself and finances or a group health plan that suits your business.
Health insurance in Columbia County, NY is designed to provide you with protection from unexpected health issues, giving you the peace of mind that an injury or illness would not sink your finances. Have the recent changes in healthcare policies confused you? Don’t worry, you’re not the only one. At Kneller Insurance, we stay up to date on all changes and reforms, and we’re available to answer any of your health insurance questions. Better still, we can find a suitable policy to meet your needs.
When it comes to something as precious as your health, choosing the right coverage can be overwhelming. One of our highly qualified agents will work with you to find the policy that best suits your needs and budget. When you purchase a health insurance policy, you agree to pay a certain amount each month to your insurer. This amount is called a premium. In exchange, you get help paying for your medical expenses, such as bills for medical services that keep you well, such as flu shots and checkups, for treatment when you are sick or injured, or for prescription drugs.
Business or group health insurance coverage is defined as any type of employer-sponsored medical insurance that covers the business owners, employees, and their dependents. The employer will need to choose the plan that best fits the company’s needs and the employees can either accept enrollment or seek other alternatives. Employers that have two or more employees are eligible to buy group coverage – So what are you waiting for? If you need assistance selecting the suitable policies for your business, we are here to help.
With a comprehensive health insurance plan, you can receive the preventative care and medical attention you need to stay healthy. We’re here to find the right health insurance in Columbia County, NY to meet your individual needs.