Your home is your castle. You make fond memories there, you raise your family there, and it’s all part of the American dream. Naturally, you do your best to protect it. One of the best ways you can safeguard your assets and investments is to secure homeowners insurance in Millerton, NY.
Homeowners insurance is designed to protect your home and belongings in the event of an accident or disaster. With this coverage, you can rest easy knowing you have a safety net in place should the worst happen.
Common Coverages in Home Insurance
Property or Dwelling Coverage typically pays to repair or rebuild your home if it is destroyed or damaged by a covered peril, such as a kitchen fire, windstorm, or vandalism.
Your Personal Liability Coverage in your insurance applies if someone is injured or their property is damaged and you are to blame. In these circumstances, the individual can hold you responsible, meaning you are footed with a bill of medical expenses and repair costs. Insurance can help cover these bills.
If your home becomes uninhabitable due to an insurance event, such as a natural disaster, you may be forced to temporarily move while your home is being repaired. Insurance can help to pay for hotel rooms, restaurant bills, and laundry expenses while you are living away from your home.
Your home is filled with your furniture, clothes, electronics, and more that mean a lot to you. Personal Property Insurance helps to replace these items if they are lost, stolen or destroyed because of a covered loss.
Items of high-value such as jewelry, art, antiques, sports equipment, musical instruments, and collectibles may require additional coverage.
At Kneller Agency, we understand how much your home means to you. Every home and homeowner is unique, which is why we take the time to get to know your needs so that we can find the right home insurance in Millerton, NY for you. Ready to get started? Get in touch!