New York Health Insurance Open EnrollmentThe open enrollment period is just around the corner, which means those without insurance must start preparing if they have not already done so! The open enrollment period for individual health insurance begins on November 15, 2014 and will end on February 15, 2015.
During the open enrollment period, you must obtain health coverage in order to avoid hefty fees. These penalties can cost about the same amount as a health insurance policy, emphasizing the importance of simply getting covered. Penalty amounts are calculated based on your household income and can turn into a hefty amount. Rather than having to worrying about budgeting to account for each month that you remain uninsured, simply start figuring out how you will budget for your new health insurance policy!
In hopes of every American obtaining affordable health coverage, Obamacare was put in place. Rather than viewing the requirements and rules surrounding the Affordable Care Act, simply view the requirement with a thank you in mind. When you are able to receive the preventative care you deserve, you will be able to live a longer more fulfilling life.
With the open enrollment period fast approaching, it is important that you are confident in your preparedness. If you do not have health insurance just yet, it is important that you collect all necessary documents so that you are ready to discuss potential health insurance policies. We recommend writing down any questions you may have before your appointment so that you can feel confident that you did not miss any important areas of focus.
Contact Lofgren Agency for all of your New York health insurance needs. Our experienced agents will guide you through each step of the health insurance open enrollment period to ensure that your policy complies with all Affordable Care Act regulations and provides you with the protection you deserve.