When You Are Able to Cancel Your Car Insurance Coverage

Whether you find a better car insurance policy or are relocating to the city, there comes a time where you may need to cancel your auto insurance policy. Many motorists wonder if they can just cancel their car insurance at any time. Here’s what you should know.

Technically, you are able to cancel your car insurance coverage at any time. There is nothing to state that you cannot call your insurer and cancel your auto coverage. In many cases, your policy will be immediately canceled and you will receive a refund for all prepaid premiums. For others, the car insurance policy will last another 30 days or until the next payment is due.

If you took out a car insurance policy and then immediately canceled it, it is likely that the insurer will charge you a cancellation fee. However, most car insurance companies will not charge a cancellation fee for canceling a policy. Before you cancel, it is best to check with your car insurance company to prepare for any fees.

Car insurance companies will have different cancellation policies, which is why it’s wise to understand your policy terms. Read your policy documents or talk to your insurance agent if you have more questions about canceling coverage.

For the auto insurance you need, talk to the team at Kneller Agency. Serving Hudson, Valatie, Millerton, Red Hook, Millbrook, and neighboring cities, we can help you find reliable car coverage.

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