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The Most Commonly Overlooked Business Risks
Don’t Ignore These Business Risks Operating a business inevitably comes with risks, which most business owners understand and are somewhat prepared to tackle. Unfortunately, there are some business risks that many owners overlook and, therefore, leave their company exposed. Take a look at some business risks you may have forgotten about. Cash reserves – During times of economic
How to Prepare for an OSHA Inspection
Get Your Business Ready for an OSHA Inspection Regulatory inspections are a part of nearly every business operation. Inspections – particularly from the Occupational Safety and Health Administration (OSHA) – are designed to ensure that health and safety guidelines are being followed. In turn, this helps to protect workers from potential sources of injury. By reducing accidents and injuries in
How to Help Someone with Depression
Tips to Comfort Some Close to You Struggling with Depression Depression is something that can affect all of us at any point in our lives. It’s important to recognize that something traumatic doesn’t have to happen in order for depression to be triggered – it can be a series of minor events that impact the way someone is thinking
Commercial Insurance Questions to Ask Your Agent
Important Commercial Insurance Questions As a business owner, you have a lot on your plate. You want to secure a reliable commercial insurance policy but you don’t want to spend weeks hunting down the right policy. Before you start shopping for insurance, consider these questions. You can ask your agent these questions as you look into securing the right
Dispelling Common Heart Health Myths
The Truth About Heart Disease Technology and science have advanced a lot in recent years, and over the past decade, we’ve learned a great deal about what causes heart attacks, heart disease, and how to prevent them. With lots of misleading information out there, it can be hard to understand the truth about our heart health and what is
Engaged? Here are 5 Financial To-Dos
Financial Preparedness When Getting Engaged Valentine’s Day is right around the corner. If you’re engaged or thinking of getting engaged, congratulations! As you both begin your new life together, it’s important to get your financial lives in synch, too. Talking about finances isn’t exactly how you want to start engaged life, but what better way is there to show
If I Have Health Insurance, Do I Need Uninsured Motorist Coverage?
Basics of Uninsured Motorist Coverage Like most of us, you may be trying to think of new ways to save money on your insurance policies. If you have health insurance, you may think that you can go without uninsured motorist coverage. Here is what you should know. Uninsured motorist coverage Today, one in seven drivers have no car
Does My Homeowners Insurance Cover Internal Damage?
Protecting Your Home From Internal Damage When homeowners think of damage to their property, they’ll likely think of fire, storms, and natural disasters. But what about internal damage, such as water leaks and mold? These instances can be just as damaging, if not more so, than other threats. If you’re unsure if your homeowners insurance in Red Hook, NY
Which Claims Make Home Insurance Rates Increase the Most?
Home Insurance Premiums After Filing a Claim It’s possible for your home insurance to go up after you make a claim. Whether your premiums rise depends on what type of claim you make, your claim history, and an assessment of the property. Although your premiums will go up based on a variety of other factors, the type of claim
Which Medical Issues Affect Your Life Insurance Premiums
Certain Conditions Can Impact Your Life Insurance Rates When you’re shopping for life insurance in Valatie, NY, you’ll be asked a series of different questions about your health and your family’s health history. This is because life insurance underwriters determine your monthly premiums based on your health and genetic tendencies. Not all medical conditions will raise your life insurance