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Do You Need Renters Insurance When You Don’t Own Valuable Items?
Even if you don’t own rare art or expensive jewelry, your personal possessions may be worth the protection of a renters insurance policy. Think about it this way—every item in your house has a price or value, from furniture, to clothing, to electrical appliances, and kitchen equipment. If you lost such items in a fire, storm, or theft would you
How to Prepare for an OSHA Inspection
Regulatory inspections are a part of nearly every business operation. Inspections – particularly from the Occupational Safety and Health Administration (OSHA) – are designed to ensure that health and safety guidelines are being followed. In turn, this helps to protect workers from potential sources of injury. By reducing accidents and injuries in the workplace, business owners can drive down their workers’
How Apartment Rental Insurance Protects Landlords and Renters
Many people rent living space for convenience and lower short-term costs. Some renters assume the landlord or owner of their residence automatically handles all insurance issues. However, that’s usually not the case. Here are important facts to know about apartment rental insurance and why some landlords require it. What Renters Should Know If you are renting an apartment or house,
Healthy Living Tips During the Pandemic
The pandemic has threatened both the physical and mental health of many, particularly when it comes to stress. It’s important to maintain a healthy immune system during the COVID-19 crisis and beyond, which means reducing stress as much as possible. Following these basic healthy living tips will help you focus more on positive energy that improves your mental health. COVID-19
A Consumer’s Quick Guide to Auto Insurance
Having access to a consumer’s quick guide for auto insurance puts you ahead of the curve. It offers you valuable information at your fingertips as a useful starting point. This guide will help you understand the different types of auto insurance and how to get affordable premiums. Car Insurance vs. Non-owner Insurance There are various types of car insurance, so
How Has COVID-19 Affected Auto Insurance Policies?
The COVID-19 pandemic has had a significant effect on auto insurance rates and coverage. One of the effects of shutdowns has been a reduction in driving and frequency of accidents, yet there has been an increase in the severity of claims. Here are some of the ways COVID-19 has affected auto insurance policies. Impact on Insurance Costs A dramatic aspect
Will I Be Reimbursed for Food Spoiled in a Power Outage?
As a homeowner or a renter, you may wonder if you can get reimbursed for spoiled food resulting from a power outage. After all, it’s not your fault when the electricity that your utility company is supposed to provide goes down for hours. If a refrigerator lacks electricity for too long, it can make certain food unsafe to eat, resulting
Why Do You Need a Cyber Resilient Business in a COVID-19 World?
Businesses are increasingly prioritizing a concept called “cyber resilience.” It refers to the ability to reduce and overcome cyber threats, which have been on the rise the past decade. COVID-19 has given hackers another avenue to exploit businesses by targeting weak passwords and technical vulnerabilities. As such, businesses must be cyber resilient in the COVID-19 period. How Hackers Breach Data
Canceling Your Car Insurance? Here’s What You Need to Know
When premiums start to rise, it can make you consider canceling your policy and choosing a different insurance company. While it’s true you can shop around at any time for new coverage, it’s important to make sure that you don’t have a lapse in coverage for even a day. Here are important things to consider about canceling car insurance. When
How Can You Reduce Your Auto Insurance Premium?
Cutting costs has become a big deal during the pandemic. You can lower your auto insurance premium in various ways, such as keeping a clean driving record and talking with an experienced insurance agent. The more you lower your risks, the less you will pay in monthly bills. Here are the easiest ways to reduce your auto insurance premium. 1.