What to Do After a Hit and Run
Some traffic incidents cause heart-pounding reactions, like stolen cars, car crashes, and near misses. Unsurprisingly, hit and runs can be one of the most upsetting. If the person that hit your car drives off, information is your best asset. Knowing what to do ahead of time might even help you track down the culprit. If the driver cannot be found, then your auto insurance in Hudson, NY can step in to cover expenses. Read on for steps to take after a hit and run accident.
Don’t attempt to chase after the offending driver. This can be dangerous and may even make the situation worse.
Call the Police
Once you are parked safely and out of the way of oncoming traffic, call the police. Even if you don’t think you can much to report, having a police report can help you to file an insurance claim with ease.
Collect Evidence About the Crash
Take photos of your vehicle, showing the damage from all necessary angles, as well as pictures of the area where the incident occurred. Remember to take photos of any traffic signals or signs that the driver could have ignored, too. Also, write down everything you can remember about the crash while it is still fresh in your mind. Details of the driver, car, license plate, and direction they were headed are especially useful.
Ask Witnesses for Statements
Even if you saw and experienced the hit and run, witnesses are still important to back up your version of events. Write down any witnesses stories and contact information.
Call Your Insurer
After filing a police report, you will want to file a claim with your insurance company. Uninsured/underinsured motorist coverage can help to cover expenses if the offending driver cannot be found.
Find out how to secure reliable auto insurance to protect your vehicle and wallet from accidents. Talk to the team at Lofgren Agency today.