loader

Should You Review Your Insurance Policies at the End of the Year?

Should You Review Your Insurance Policies at the End of the Year?

Dec 27, 2017

Insurance General

Carry the right insurance policies into the New Year!

The holiday season is here! While many of us are still reeling from the festivities and getting ready for the New Year ahead, there may be one task that you 're forgetting €“ to review your insurance policies before the New Year! As 2018 approaches, take the time to be certain that your insurance policies match your needs, budget, and family so that you can enter the new year worry-free! Not only this, but a quick insurance review could end up saving you time and money in the long run. Here 's why you need to review your policies!
  • Changes with your situation
Your homeowners and auto insurance policies need to be up to date with accurate information. If you changed your address, added a driver or a vehicle, you need to update your auto insurance. If you put a new addition on your house or adopted a certain dog breed, your insurer should know, too.
  • Possible discounts
You may be eligible for discounts and not even know it! It 's worth checking to make sure you 're receiving all applicable discounts on your policy each year. Common discounts are savings for married people, recent graduates, and if your college student left home without taking the car with them. Another major discount a lot of people don 't take advantage of is the multi-policy discount. Bundle your auto, home, life, and business policies with the same insurer and you could save yourself quite a bit of money!
  • Sudden premium increase
There are many reasons why your auto insurance premium would have increased suddenly, but the easiest way to find out is to ask your insurance agent. Most people have their insurance set up to automatically deduct from their bank account and pay their home insurance through their escrow account. However, it 's worth taking a look at the premiums now and again to ensure you aren 't being charged more for the same level of coverage. For the help that you need to streamline your insurance policies, visit Lofgren Agency. We can help you secure all of your policies today. Contact us to get started in Hudson, New York.
How Single Parents Can Find the Right Health Insurance
How Single Parents Can Find the Right Health Insurance
Top FAQs About Property Damage Insurance Claims for Every Homeowner
Top FAQs About Property Damage Insurance Claims for Every Homeowner
Should You Add Roadside Assistance to Your Auto Insurance Plan? Part II
Should You Add Roadside Assistance to Your Auto Insurance Plan? Part II
Roadside Assistance: Is It Worth Adding to Your Car Insurance Plan? Part I
Roadside Assistance: Is It Worth Adding to Your Car Insurance Plan? Part I
How to Protect High-Value Items with Personal Property Insurance
How to Protect High-Value Items with Personal Property Insurance