Affordable Auto Insurance for Students
Young students (and their parents) already have to consider the cost of classes, textbooks, meal plans, and sometimes even rent. Generally, being a young adult can be an expensive time of life. One expense that students can cut down on is auto insurance in Valatie, NY without dropping coverage altogether. Although car insurance can be costly for young drivers, there are a few tried and true ways students can save money on their policy.
Take a defensive driving course
Taking (and passing) a defensive driving course shows that you are less of a risk to insure. Not only do you gain valuable skills on how to avoid car accidents, but you can reduce up to a 10 percent discount on your insurance premium.
Maintain good grades
You may not think that grades have anything to do with your skills behind the wheel but experts say otherwise. Many insurances companies offer ‘good student discounts’ to students doing well in school. They do this because it’s statistically proven that students who achieve and maintain higher grades are less likely to get into vehicular accidents.
This should go without saying but even seemingly minor incidents such as speeding tickets and fender benders can raise your premium. If your driving record reflects reckless driving, the insurer will undoubtedly see you as more of a risk and raise your premium accordingly. Keep in mind that events such as DUIs and texting behind the wheel aren’t just incredibly dangerous but they have expensive results, too.
Don’t just save money, get more for your money! Contact Kneller Agency to work with a trusted professional who can help you find the right auto insurance that suits your needs and budget.
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