Seatbelt Tickets and Your Auto Insurance

No one likes to be on the receiving end of a traffic ticket. When you get pulled over, you’re likely to be thinking about how much the ticket will cost – and how that will increase your auto insurance premiums. It’s important to keep in mind that different types of tickets can impact your auto insurance in Millerton, NY.

What is a seatbelt ticket?

If you’re caught driving without a seatbelt, a police officer can give you a seatbelt ticket. They are a conditional violation, which means that you won’t get pulled over for not wearing a seatbelt. Tickets are only issued when an officer pulls you over for another reason and notices your seatbelt isn’t fastened.

Seatbelt tickets and your auto insurance

If you’re ticketed for not wearing a seatbelt, you may see an increase in your auto insurance premiums. Since such a ticket is often considered to be a minor infraction, it may not have a significant impact on your auto insurance rates. In most cases, it will only increase your premium by around 3 percent. A DUI or reckless driving can increase premiums as little as 20 percent, in comparison.

For the auto insurance you need, talk to the team at Kneller Agency. Serving Hudson, Valatie, Millerton, Red Hook, Millbrook, and neighboring cities, we can help you find reliable car coverage.

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