Federal and state laws work together to ensure New Yorkers have access to affordable, comprehensive health insurance coverage.
Under the Affordable Care Act, plans must cover essential health benefits and cannot deny coverage for pre-existing conditions.
New York expands coverage with mandates like IVF services, autism treatments, and mental health parity.
While there’s no federal penalty for being uninsured, New York strongly encourages coverage to avoid high medical costs.
Programs like Medicaid and the Essential Plan help low-income residents access quality health insurance at lower costs.
Find a health insurance plan that fits your needs and meets New York regulations. Contact Kneller Insurance Agency or call +1 (518) 392-9311 to explore your options.