EVs are rising fast, bringing new safety risks and insurance factors for homeowners
Coverage depends on fire cause, charging habits, and whether homeowner negligence played a role.
Battery-related fires may have limited coverage, while external fires are covered by home or auto insurance.
Standard home insurance may not fully cover high-value EVs—review and increase limits if needed.
Use proper chargers, ensure ventilation, get regular checks, and park smartly to cut fire risks.
Ensure you're fully covered. Contact Kneller Insurance Agency at 518-392-9311 for expert guidance on homeowners insurance and EV fire protection.