What Does Commercial Auto Insurance in Hudson, NY Cover?Would your business benefit from commercial auto coverage?

If your business depends on vehicles to get the job done, then you’ll need to protect them. Even the best drivers can’t control the adverse weather, road situations, and other motorists. As road accidents are costly and could cost your business big, it’s time to get commercial auto insurance in Hudson, NY.
Commercial auto insurance is for every business that uses vehicles. Coverage protects many facets of your business through the following policies:

  • Liability Insurance – Protects property damage and bodily injury to others if you or one of your employees is at fault in an accident. Bodily injury pays for damages and injuries to others, as well as legal expenses.
  • Comprehensive – If your vehicle is damaged in an event other than an accident (theft, vandalism, a tree branch falling on your vehicle, to name a few!), this coverage picks up the tab.
  • Collision – Regardless of who is at fault in an accident, this coverage pays for damages to your vehicle if you hit a car or if another car hits you.
  • Uninsured/Underinsured motorist – Covers all of yours and your employees’ injuries, damages, and death caused by an at-fault driver with no, or too little, insurance coverage.
  • Medical Payments Coverage  Covers the cost of medical expenses incurred by you and your passengers in your vehicle after an accident.

Beyond these fundamental components, you can customize your business car insurance policy with the following coverages:

  • Roadside Assistance
  • New Vehicle Replacement Cost Coverage
  • Expanded Towing
  • Rental Reimbursements

Don’t put your business on the line because you didn’t spring for the right protection. Contact the professionals at Lofgren Agency for the best commercial auto insurance in Hudson, NY that you, your employees, and your business deserve!

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