Home Insurance
How Claim Payment Works for Home Insurance
Understanding the Insurance Claims Payment Process After a disaster, you want to get back to normal as soon as possible. When your home has been damaged and personal possessions are lost, your home insurance in Red Hook, NY can help you get back on your feet. In addition to understanding how to file a home insurance claim, it’s important to
Easy Steps to Protect Your Apartment From Burglary
Protect Your Apartment Burglaries Apartment buildings can be home to hundreds of people and may come equipped with buzzers, ID entry or doormen. However, these features offer renters a false sense of security. Regardless of what security your building has, you want to be sure that your apartment is protected from burglary. As well as checking your renter’s insurance in
Top Ways to Improve Home Safety on a Budget
Affordable Ways to Improve Home Safety Your home is likely to be your largest asset. Naturally, you want to protect your home, and the people and things within it. If a monthly home security system is outside of your budget, fear not. There are plenty of ways that you can improve home safety on a limited budget. Along with reviewing
What Can Happen If You Don’t Have Homeowners Insurance Coverage?
Consequences of Going Without Homeowners Insurance If you have a mortgage on your home, your lender will most likely require you to have homeowners insurance in Valatie, NY to protect their investment in the property. If you own your home outright, chances are, you aren’t required to have home insurance. Although you may save money every month, you are missing
Tips to Reduce Your Homeowners Premium
Ways to Lower the Cost of Homeowners Insurance Over time, you may have noticed that your homeowners insurance premium has increased. Keep in mind that this is completely common and to be expected. However, that doesn’t mean that you can’t do anything to lower your homeowners premium. If you’re looking for easy and simple ways to save on your homeowners
Renters: Do You Need Insurance Coverage?
Do I Really Need Renters Insurance? Whether you’re moving out of your parent’s home for college or you landed a great job the other side of town, renting is a great option for many. If you’re like most renters, you may not give insurance a second thought. After all, you only have a small apartment of belongings and what’s the
Do I Have Enough Homeowners Liability Insurance?
How Much Liability Insurance Do You Need? All home insurance policies generally cover two main areas: property and liability. Property insurance covers your home, any detached structure, and your personal items. Liability insurance will cover negligent acts you commit if you are deemed responsible. If someone gets injured or their property is damaged, and you are at fault, they could
Home Insurance: Which Disasters Are Covered?
Protect Your Home Against Disasters A home is one of the most expensive assets owned by most Americans. Homeowners spend a significant part of their savings and life’s earnings buying and furnishing their property. While no one wants to think about the worst that can happen, homeowners should be ready for natural and man-made disasters. While some disasters might be
What Are the Different Types of Homeowners Insurance I Should Know?
Different Types of Homeowners Insurance Policies Homeowners insurance is probably one of the most important types of insurance you will ever buy. Most homeowners don’t properly take the time to ensure their property and belongings are protected in a policy. To get the most out of your home insurance in Millerton, NY, take a look at the different types of
Have Any of These Items? Don’t Skip Umbrella Coverage
Signs You Need an Umbrella Insurance Policy We live in a litigious society. Lawsuits happen every day, for all kinds of reasons. They are the number one reason why an umbrella insurance policy is such a good idea for so many people. An umbrella policy gives you an added layer of liability protection over and beyond your current homeowner, auto,