Tag: home insurance


Is Food Spoiled After a Power Outage Covered by Home Insurance?

Homeowners need to plan for various types of disasters that involve loss of resources such as electric power. If your home suffers an extended power outage, it can spoil the food in the refrigerator that might be worth hundreds of dollars. So, is food spoilage covered in a standard homeowners insurance policy. Read on to learn more. Does Homeowners Insurance

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Common Mistakes to Avoid While Filing a Home Insurance Claim

Home insurance allows you to protect your home and its valuable belongings. If damages occur due to fire, theft, or other covered perils, you will have to file a claim for the same. However, the claim filing process can seem somewhat complicated. Here’s an in-depth look at some common mistakes to avoid during the claims process. 1. Filing Multiple Small

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5 Things You Should Do Before Buying Home Insurance

Buying the right home insurance means learning as much as you can about the coverage available to you. If you own your home, you need to have a good policy to protect both your investment as well as your personal possessions. With the right policy, you will have the peace of mind you need when it comes to facing a

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What’s the Difference Between Homeowners Insurance and a Home Warranty?

Understand How a Home Warranty and Home Insurance Differ Owning a home is one of the greatest investment you’ll make in your life. Protecting your assets is not just smart, it’s essential. As a homeowner, you may be faced with getting home insurance in Millbrook, NY and a home warranty. But, what’s the difference? Do you need both or can

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Hidden Credits on Homeowners Insurance in Hudson

Insurers offer several lesser-known credits that can lower your homeowners insurance premium. As a homeowner, you probably know that measures like smoke detectors, a security system, and insuring both your car and home with the same insurer can lower your home insurance premium. What you may not know are the hidden home insurance credits. Insurers tend to offer discounts to

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