Blog

11
May

Understanding How Public Liability Insurance Works: A Quick Overview

Owning a business that interacts with the public often requires public liability insurance to safeguard against litigation. Retail stores, bowling alleys, ice skating rinks, and restaurants should all carry this type of coverage. Public liability is part of a commercial general liability (CGL) policy. What is public liability insurance? As part of CGL, public liability insurance protects your business against

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4
May

4 Important Variables to Consider Before Canceling a Small Business Insurance Policy

Successful businesses constantly assess things. Perhaps that means pinpointing weaknesses or looking at areas of strength for potential opportunities in the future. Let’s assume you’re ready to take your business to the next level, and your current insurance policy no longer fits. Canceling business insurance may benefit your business if the policy no longer serves your needs. While you make

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27
Apr

Will Auto Insurance Cover Deer-Vehicle Collisions?

More than a million motorists file insurance claims for deer-vehicle collisions every year. Deers are especially more common on the road in fall and spring. This is because the deer breed in fall, and there is plenty of food during the spring season. While it’s generally difficult to spot a deer in the dark, hitting a deer could mean expensive

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20
Apr

What Factors Impact Your Commercial Property Insurance Cost?

Commercial property insurance is unavoidable as it is crucial for business risk mitigation. However, it’s always prudent to pay attention to factors that may increase or lower the cost of this coverage to protect the bottom line. From the geographic location and size of your business building to coverage options, several factors can impact your insurance premiums. Here are six

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13
Apr

Is Food Spoiled After a Power Outage Covered by Home Insurance?

Homeowners need to plan for various types of disasters that involve loss of resources such as electric power. If your home suffers an extended power outage, it can spoil the food in the refrigerator that might be worth hundreds of dollars. So, is food spoilage covered in a standard homeowners insurance policy. Read on to learn more. Does Homeowners Insurance

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