Pack up your auto insurance in Hudson, NY when you move home.
During the midst of packing, planning, and hiring the movers, you may forget about auto insurance when you’re moving house. After all, you have to pack your belongings, unpack your belongings, and remember to change your address on all of your utilities – but don’t forget your auto insurance in Hudson, NY!
Despite your ever-growing list of things to do before moving home, it’s essential to add ‘Call auto insurer’ onto it. Whether or not you keep the same vehicle and have the same drivers on your policy, you need to be sure that you manage your car insurance properly when you are moving.
You may need to change your coverage.
As soon as you know that you’ll be moving and where you’ll be moving to, call your auto insurer. If the company does business in your new location, you may be able to simply update your policy to match your new needs. Your agent will be able to determine the best coverage for your new area.
Comply with state requirements.
If you’re moving across any state borders, you may be required to increase your car insurance coverage limits. If your new state has lower required limits, you may be able to lower your premium if you feel comfortable reducing your coverage level – but note, doing so increases your risks, too.
Your risks will change.
Even if you’re moving to the next town across, different zip codes and geographical locations have different risks. Your premium may decrease if your new neighborhood has less traffic, lower crime rates, and a lower risk for natural disasters. However, in an area where theft, vandalism, and floods are a regular occurrence, you can expect your premium to inflate.
Driving without insurance is illegal, so if you need to switch car insurance companies, make sure that you don’t have a lapse in coverage.
Obtain the auto insurance in Hudson, NY that you can rely on with insurance agents that work to suit your needs. Contact Lofgren Agency for all of your coverages within New York!