Home Inventories – The Difference Between Inconvenience & Disaster

Luxury home living room with contemporary decor.Receive the Protection You Deserve & Update Your Home Inventory
We all seek protection from the most unpleasant perils, including fire, wind, theft, and vandalism. However, if one of these tragedies were to occur, would you be prepared and covered? Far too many homeowners assume protection through their homeowner’s insurance policy without confirming or optimizing their coverage. How is your insurance provider supposed to replace your brand new computer if you never informed them of it?
In order for you to receive coverage for your most important items after a disaster, you must have an updated home inventory with all the necessary information. A home inventory acts as a detailed list of all items within your home. This inventory must be updated with every purchase to ensure that you receive the compensation you deserve. Home inventories will not only ensure you receive reimbursement for your damaged or stolen items, but it will also ease the claims process significantly.
A sound home inventory includes a description of the item, the serial number of the item, the purchase date, the receipt if you have it, the estimated or appraised value, and a picture of it. It is important that you keep both a digital and hard copy of your home inventory so that your insurance provider can always refer to it. Once you have this detailed and updated home inventory complete, you can finally feel confident in the security of your home.
Contact Lofgren Agency for all of your New York homeowner’s insurance needs. You deserve to feel confident in your security within the comfort of your home. Please do not hesitate to give us a call to update your home inventory or file a claim. We are always available to tend to your needs.

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