Important Commercial Insurance Questions


As a business owner, you have a lot on your plate. You want to secure a reliable commercial insurance policy but you don’t want to spend weeks hunting down the right policy. Before you start shopping for insurance, consider these questions. You can ask your agent these questions as you look into securing the right commercial insurance in Red Hook, NY.


What types of insurance are available to small business owners?

You should consider your business’s risks and how insurance can help safeguard your hard work. Your insurance agent will be able to walk you through the different policies available from commercial property to general liability to workers’ compensation to help you make an informed choice.


What are the policy’s limits?

Your commercial insurance policies have limits – or the amount that your insurance will cover. Make sure that this is enough to adequately protect your business. You may need to increase your limits as your business becomes bigger and better.


What is not covered?

While it might be clear what coverages do cover, sometimes what they don’t is equally as important. For example, most commercial insurance policies exclude flood damage. You can secure this protection by obtaining a separate flood insurance policy.


Is your business covered? Let us help you find the right business insurance solutions that meet your needs and budget. Talk to the team at Kneller Agency today to get started.


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