Commerical Insurance


Disability Insurance for Those Over 65: An Overview

Many seniors deal with severe disability, as people become more vulnerable to illness and accidents as they age. If you are below 65 years of age, disability insurance pays for some of your lost wages if you cannot do your regular work. The coverage provides monthly benefits until you turn 65, after which you can claim Social Security benefits. Here’s

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8 Effective Ways to Lower Your Workers’ Compensation Cost

Many great businesses are built on the foundation of a strong workforce. Successful business owners are aware of the importance of taking care of their employees. A workers’ compensation policy helps protect your business and your employees. How Is Workers’ Comp Cost Calculated? The cost of your worker’s compensation policy is based on a simple formula. First, insurers assign you

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Understanding Exclusive Remedy in Workers’ Compensation Insurance

The risk of employees getting hurt or falling ill on the job is one of the many liabilities that businesses face every day. With workers’ compensation insurance, your staff is covered for benefits they might need if they suffer an injury or illness due to work. However, there is more to workers’ compensation insurance than simply protecting your employees. The

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Basic Guide to Commercial Property Insurance in New York City

New York City is among the most disaster-prone cities in the U.S. Some of the common catastrophes in this city can include floods, winter storms, wildfires, and hurricanes. When such disasters happen, businesses experience massive property damage, which causes great financial harm that sometimes results in the permanent closure of businesses. Although it is difficult to prevent such perils, you

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Understanding the Differences Between a Commercial Auto Policy and a Personal Auto Policy

Unless you’re in Virginia or New Hampshire, it is illegal to operate a motor vehicle in the U.S. without some level of auto liability insurance coverage. However, choosing the right car insurance coverage is not always a straightforward process, especially if you use your personal car for work or business-related purposes. If you use your personal car in such a

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