Kneller Insurance Agency
A Beginner’s Guide to Buying and Insuring a Classic Car
Classic auto insurance is a specialized type of auto insurance that covers classic cars. The Insurance Information Institute defines a classic car as a vehicle whose minimum age is between 25 and 30 years. Still, how various insurers define a classic car varies. You may also need to buy classic car insurance if you want to protect high-value vehicles like
What Is Permanent Life Insurance and Why Is It an Asset?
Permanent life insurance policies provide safety and security for not only you but your loved ones as well. This article will explain several reasons to buy permanent life insurance and protect your future. Permanent life insurance protects you throughout your entire lifetime. You are covered as long as your premiums are paid. The policy pays a death benefit immediately after
Will My Auto Insurance Policy Cover Pothole Damage?
Potholes are an inconvenience to every driver. Figuring out whether pothole damage is covered by your auto insurance coverage may seem confusing. This guide will help explain whether pothole damage is covered in your auto insurance policy in Hudson, NY. What Is Auto Insurance? Auto insurance covers your vehicle while you are out on the road. The foundation of your
How Can You Maximize Insurance Protection for Other Structures?
Having other structures coverage in homeowners insurance is a crucial part of ensuring you’re adequately insured. This policy component can pay to repair or replace other structures or buildings on your property besides your dwelling place if damaged by a covered peril, such as a storm. For example, other structures insurance may help fix your detached garage if a tree
Understanding Cash Value Life Insurance And How You Can Access It
Cash-value life insurance is a type of permanent life insurance with an investment or savings component. The cash value part of the policy accrues interest. You can withdraw it or borrow money against it when you have a financial emergency. Read on to learn more about this type of permanent life insurance. Permanent Life Insurance Policies With a Cash Value
A Guide to Replacing Your Social Security Card
Your Social Security card needs to be kept in a safe place because it contains one of the most critical pieces of personally identifiable information (PII). You’ll need your Social Security number (SSN) to get a loan, get a new job, file your taxes, collect Social Security benefits, or even have a life insurance plan. However, if you lose your
Do You Need Renters Insurance When You Don’t Own Valuable Items?
Even if you don’t own rare art or expensive jewelry, your personal possessions may be worth the protection of a renters insurance policy. Think about it this way—every item in your house has a price or value, from furniture, to clothing, to electrical appliances, and kitchen equipment. If you lost such items in a fire, storm, or theft would you
How to Prepare for an OSHA Inspection
Regulatory inspections are a part of nearly every business operation. Inspections – particularly from the Occupational Safety and Health Administration (OSHA) – are designed to ensure that health and safety guidelines are being followed. In turn, this helps to protect workers from potential sources of injury. By reducing accidents and injuries in the workplace, business owners can drive down their workers’
How Apartment Rental Insurance Protects Landlords and Renters
Many people rent living space for convenience and lower short-term costs. Some renters assume the landlord or owner of their residence automatically handles all insurance issues. However, that’s usually not the case. Here are important facts to know about apartment rental insurance and why some landlords require it. What Renters Should Know If you are renting an apartment or house,
Healthy Living Tips During the Pandemic
The pandemic has threatened both the physical and mental health of many, particularly when it comes to stress. It’s important to maintain a healthy immune system during the COVID-19 crisis and beyond, which means reducing stress as much as possible. Following these basic healthy living tips will help you focus more on positive energy that improves your mental health. COVID-19