Having other structures coverage in homeowners insurance is a crucial part of ensuring you’re adequately insured. This policy component can pay to repair or replace other structures or buildings on your property besides your dwelling place if damaged by a covered peril, such as a storm. For example, other structures insurance may help fix your detached garage if a tree
Cash-value life insurance is a type of permanent life insurance with an investment or savings component. The cash value part of the policy accrues interest. You can withdraw it or borrow money against it when you have a financial emergency. Read on to learn more about this type of permanent life insurance. Permanent Life Insurance Policies With a Cash Value
Your Social Security card needs to be kept in a safe place because it contains one of the most critical pieces of personally identifiable information (PII). You’ll need your Social Security number (SSN) to get a loan, get a new job, file your taxes, collect Social Security benefits, or even have a life insurance plan. However, if you lose your
Even if you don’t own rare art or expensive jewelry, your personal possessions may be worth the protection of a renters insurance policy. Think about it this way—every item in your house has a price or value, from furniture, to clothing, to electrical appliances, and kitchen equipment. If you lost such items in a fire, storm, or theft would you
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