Signs You Need an Umbrella Insurance Policy We live in a litigious society. Lawsuits happen every day, for all kinds of reasons. They are the number one reason why an umbrella insurance policy is such a good idea for so many people. An umbrella policy gives you an added layer of liability protection over and beyond your current homeowner, auto,
Understand Your Duties When You Take Out Life Insurance Most of us are busy in everyday life, juggling different responsibilities at any given time. Right from looking after our family members to earning money for plans, we have some duties on our shoulders. One key area that we often forget but should focus on is how to ensure our loved
Basics of Term Life Insurance When you are in the market for life insurance, you will soon find out that there are two main types of coverage to choose from: whole and term. Whole life insurance is designed to cover you for your entire life, while term is coverage that is set for a certain amount of time. To help
How to Manage Liability Risk as a Business Owner As a small business owner, you may do everything you can to protect your business. You have the right business insurance in Valatie, NY in place and you know your building and contents are covered. However, have you properly thought about your business’s liability risks? To help you navigate your way
How Much Liability Coverage Do I Need? As a homeowner, you have homeowners insurance in Red Hook, NY. You know it protects your home’s structure, all of your personal possessions, and wallet. What many homeowners often overlook is how home insurance covers your liability risks. To help you determine if you need more liability coverage, read on. What is it?
Online Shopping Tips for Staying Safe This Holiday Online shopping is so much easier and more convenient than fighting your way through the crowds in the mall. What’s more, there are many online exclusive bargains and products to be had this season, and it means you can get all of your holiday shopping done from the comfort of your couch.
Easy Ways to Clean Frost Off Car Windows Quickly When you are running late for work in the morning, the last thing you want to see in your driveway is a car with frosted-over windows. Driving with ice on your windshield is unsafe, so it’s important you get the frost off your vehicle adequately before heading off. To help, we’ve
Fire Safety During the Holidays The holiday season means we’re decorating, lighting festive candles, warming up at home, cooking for the family, and stringing lights on the tree. While this is a wonderful time of year, the holidays also bring unique risks to homeowners with fire dangers being at the top. In order to ensure this season is a time