Signs You Need an Umbrella Insurance Policy We live in a litigious society. Lawsuits happen every day, for all kinds of reasons. They are the number one reason why an umbrella insurance policy is such a good idea for so many people. An umbrella policy gives you an added layer of liability protection over and beyond your current homeowner, auto,
Understand Your Duties When You Take Out Life Insurance Most of us are busy in everyday life, juggling different responsibilities at any given time. Right from looking after our family members to earning money for plans, we have some duties on our shoulders. One key area that we often forget but should focus on is how to ensure our loved
Basics of Term Life Insurance When you are in the market for life insurance, you will soon find out that there are two main types of coverage to choose from: whole and term. Whole life insurance is designed to cover you for your entire life, while term is coverage that is set for a certain amount of time. To help
How to Manage Liability Risk as a Business Owner As a small business owner, you may do everything you can to protect your business. You have the right business insurance in Valatie, NY in place and you know your building and contents are covered. However, have you properly thought about your business’s liability risks? To help you navigate your way
How Much Liability Coverage Do I Need? As a homeowner, you have homeowners insurance in Red Hook, NY. You know it protects your home’s structure, all of your personal possessions, and wallet. What many homeowners often overlook is how home insurance covers your liability risks. To help you determine if you need more liability coverage, read on. What is it?