July 2018

31
Jul

The Difference Between Actual Cash Value vs. Replacement Cost

What Homeowners Should Know About Actual Cash Value and Replacement Cost Much like everything else we buy, insurance comes with a lot of options. When selecting homeowners insurance in Hudson, NY, homeowners will be faced with the option of actual cash value or replacement cost. These terms are loss valuation methods insurance companies use to determine how much money they

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26
Jul

How to Understand Your Auto Insurance Quote

Decoding Your Car Insurance Quote Shopping for insurance is a fact of life for all motorists. However, most of us don’t get car insurance quotes as often as we should. Shopping for a policy can seem time-consuming and daunting, especially when you aren’t entirely sure what you’re looking for. You know you need car insurance to drive on the roads,

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24
Jul

Want Lower Car Insurance Premiums? Choose Your Car Carefully

How Vehicles Impact Insurance Premiums  Although most people are well aware of how their driving record affects their insurance premiums, many don’t realize just how much their vehicle affects the rates as well. Everything about your car, including the year, make, and model impacts the rate you receive. When shopping for auto insurance in Hudson, NY, it’s important to understand

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19
Jul

What to Do After an Uninsured Motorist Accident

Struck by an Uninsured Motorist? Here’s What to Do Next Being involved in a car accident is a frightening, stressful, and emotionally overwhelming experience no matter the circumstances. However, it can be especially frustrating if you are struck by a motorist who is uninsured or underinsured. Although it is required that all drivers in New York carry auto insurance, not

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17
Jul

Easy Ways to Get Cheaper Life Insurance

Tips to Save Money on Your Life Insurance Life insurance is a crucial piece of coverage that is scarily overlooked by many. Many people think that life insurance is an expensive form of cover and that there is rarely anything you can do to bring premiums down. This is largely untrue. There are ways to lower your life insurance in

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13
Jul

The Lofgren Agency is now Kneller Insurance Agency!

The Lofgren Agency and its sister companies in Columbia County have joined forces to become the Kneller Insurance Agency! Here at the Kneller Agency we are fully committed to helping you get the protection that you need. As an independent agency, we work for you, getting you the best price and coverage from among our many providers. We strive to

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12
Jul

How a Police Report Affects Your Auto Insurance Claim

Filing a Police Report Can Help Your Car Insurance Claim Being in a car accident is never a pleasant experience. However, it’s important that motorists know what to do so that they can protect themselves (and their wallets) from further damage. Part of being involved in an accident is calling the police and filing a report. Once you’ve exchanged information

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10
Jul

Value Vital Insurance You need in Your 20s

The Insurance You Need in Your 20s Even though money can be tight when you’re in your 20s, you should still aim to get appropriate insurance coverage in case the worst happens. Whatever life has in store for you, whether it’s college, a family, traveling the world or moving abroad, there’s always insurance available to help keep you safe and

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5
Jul

How to Make Your First Home Insurance Policy Affordable

Insurance Tips for First-Time Home Buyers For first-time home buyers finding the right house can be both an exciting and daunting prospect. From the initial flurry of finding a property that’s right for you to signing on the dotted line, it is really just the start of the journey. Once you have found the right property to call your own,

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